GB Home Equity
Chris Stott
Sandy, Utah 84070
(801) 674-8888
GE Mortgage Insurance
Scott Edgin
Lehi, Utah 84043
(801) 870-5159
GMAC Mortgage Corporation
W. Lyle Davis
Salt Lake City, Utah 84123
(801) 261-9300
Golden West Credit Union
Shauna Muirbrook
Ogden, Utah 84403
(801) 337-8317
Graystone Mortgage
Elizabeth Roush
Salt Lake City, Utah 84121
(801) 274-7400
Greenpoint Mortgage
Chris Jenkins
Salt Lake City, Utah 84121
(801) 424-7750
Guffey Home Loans
Shad Guffey
Ogden, Utah 84403
(801) 479-0999
Hiring a Utah County Mortgage Broker
Instead of working with a Utah County mortgage broker,
some homebuyers go directly to a bank, credit union, or
other commercial lenders. If you decide to work with a
lender, you’ll probably still be dealing primarily with
a person within the institution called a “mortgage
banker” or “loan officer.” This person performs the same
duties (more or less) as a mortgage broker, except that
instead of searching the entire loan market, the loan
officer will identify which of the bank’s own portfolio
of loan products suits your needs. The mortgage broker
often has more options in the open market than a loan
officer in a bank.
The loan officer should help you fill out your
application and handle necessary paperwork like
obtaining your credit report and getting an appraisal.
Appraisals in Utah County typically cost a buyer around
$350.
How much personal contact you have with a specific loan
officer depends on the lender. Lenders range widely,
from the gigantic bank to the local credit union. It is
best to hire a mortgage broker in Utah County that you
feel will give you excellent service. Some operate
almost entirely online, even having you apply online. If
you work with online lenders, you’ll have to rely more
heavily on emails and faxes to transmit documents,
rather than in-person meetings.
If you are looking for a mortgage broker in Utah County
feel free to contact Paul Teasdale with Team Teasdale
for a few good recommendations.
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