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Utah County Lenders - H

List of Utah County Lenders and Mortgage Companies

Lenders' Directory

A B C D E F G H I J K L M
N O P Q R S T U V W X Y Z

Havencrest Mortgage
David Rogers
Orem, Utah 84058
(801) 225-0235
Home Front Mortgage
Jim Gillman
Highland, Utah 84003
(801) 756-5998
Home Loan Corp
Kay Ashton
Bountiful, Utah 84010
(801) 294-4663

  utah county lenders

How Does a Utah County Mortgage Broker Get Paid?

 As for compensation, mortgage brokers in Utah County make most of their money by marking up the costs on the loan the wholesale lender is offering. This may get passed on to you in the form of points (one point is 1% of the loan value), processing fees, or a higher interest rate on the mortgage you’re getting.

It is like anything else. The gas station marks up the cost of gas from their supplier. The trick here is to be smart and compare rates just like one would compare the price of gas. It is very important to consider the lenders service. Gas is gas, but lenders and service can vary greatly.

Although the broker’s commission ultimately comes out of your pocket, a savvy borrower can negotiate down a fee that seems excessively high. Of course, a good mortgage broker should be able to save you the equivalent of his or her earnings and then some, by finding you a more affordable mortgage than you could locate on your own. Ask Paul Teasdale with Team Teasdale Realty to recommend a few good lenders for you to interview.


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