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Utah County Lenders - O

List of Utah County Lenders and Mortgage Companies

Lenders' Directory

A B C D E F G H I J K L M
N O P Q R S T U V W X Y Z

Oak Street Mortgage
Larry Kienke
Carmel, Utah 46032
(317) 805-3200
Offices of Alan Crooks
Alan Crooks
St.George, Utah 84770
(435) 656-1966
Old American Home Loans
Randall Sorensen
Murray, Utah 84107
(801) 265-3700
Old West Mortgage
Richard Steed
Ogden, Utah 84401
(801) 393-8618
Olympus Funding Corporation
Brent Horrocks
Sandy, Utah 84092
(801) 619-3619
One On One Mortgage
Christopher Jensen
Salt Lake City, Utah 84117
(801) 277-9450
Overland Capital Corp
Ken Holman 
Salt Lake City, Utah 84101
(801) 355-1111


What is a Utah County Lender?

The lender is the one who provides the money to the borrower at the closing table. In exchange, the lender receives a note evidencing the borrower's debt and obligation to repay, plus a lien on the subject property in Utah County.

Utah County Mortgage brokers do not lend. They are independent contractors who offer the loan products of multiple lenders, called wholesalers.

A Utah County broker finds potential customers and counsels them on the loans available from different lenders. They also counsel on any problems involved in qualifying for a loan, including credit problems, take the borrower's application, and usually process the loan.

A Utah County mortgage broker will often hire a processor to help them process the paperwork. Processing includes compiling the file of information about the transaction, including the credit report, appraisal, verification of employment and assets, and so on. If you need help locating a good Utah County mortage broker contact a member of Team Teasale Realty. Team Teasdale Realty will recommend several good lenders. Choose the one you trust.

When the file is complete, it is handed off to the lender, who funds the loan. You will typically need to pay for an appraisal and credit report to secure a loan on a home in Utah County.

Lenders who perform all the loan origination functions themselves are called "retail lenders". Lenders who have certain functions performed for them by mortgage brokers are called "wholesale lenders". Many large lenders have both retail and wholesale divisions.

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